RV Finance and Insurance
Let us be your guide to RV financing!
When you finance your RV purchase instead of liquidating assets or paying cash, you maintain your personal financial flexibility. Your RV might actually cost you less in the end by taking advantage of attractive new investment opportunities that might come along and the earnings from those investments can potentially exceed the cost of your RV financing.
Plus, your RV may qualify for some of the same tax benefits as a second home mortgage (Check with your tax advisor). To qualify for these benefits, such as the deductibility of interest on the loan, the RV must be used as security for the loan along with providing basic living accommodations such as a sleeping area, bathroom and cooking facilities. Your RV is considered a qualified second residence as long as you designate it for each tax year.
Borrowing against an owned home through a home equity line of credit is not an option unless the money is used directly for that home. Home mortgage interest deduction is restricted to interest paid on mortgage debt used to purchase or improve a residence, or to refinance the remaining balance on a purchase or improvement. The purchase of an RV, therefore, does not qualify for this deduction. Home equity loans limit the amount of interest that is deductible. Home mortgage interest deduction is limited to interest paid on home equity loans up to $100,000.
Benefits of Financing your RV with All Seasons RV
- Quick Approvals
- Up to 20 year terms
- Very Competitive rates
- Fixed simple interest loans - not balloon loans
- New or used financing available
- Longer financing terms means lower monthly payments
- Lower down payments 10-25% range
- Membership to Route 66 RV Network included with your purchase.
- 1 year membership Route 66 RV Club included with your purchase.
- 1 year membership Route 66 Roadside Tech 24 included with your purchase.
Buying an RV is a big investment. Protecting it is very important. All Seasons RV's office of finance and insurance can help you find the right contract. We offer an array of products to help protect your new investment for years to come.
Extended Service Contract
Protect yourself against costly future expenses by adding an extended service contract. Read More.
Total Environmental Protection
Protect the appearance; interior and exterior of your RV investment with MaxxGard. Read More.
Get peace of mind by protecting your saving and credit rating due to an accident or theft of your new or used RV. Read More.
Tire protection from road hazards such as pot holes, metal objects, nails and screws that may damage or render your tires unserviceable. Read More.
If All Seasons RV is arranging financing for you, you will be required to have proof of insurance at closing. We would be happy to assist you in obtaining insurance quotes from companies that have specialized RV coverage. If you want to purchase insurance that we have quoted, you will still be required to have proof of payment prior to closing. If you are insuring through your own agent, they will need to know the year, make, model, length, purchase price, VIN# and lien holder information of the unit you are buying. You may have your agent contact us, and we will provide the information they need.
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